[{"data":1,"prerenderedAt":1019},["ShallowReactive",2],{"sv\u002Fartiklar\u002Fvad-kostar-fakturakoep-\u002F::{\"resolve_links\":\"url\",\"resolve_relations\":[\"StoryblokArticleAuthor.author\",\"StoryblokRelatedContent.entries\",\"StoryblokGlobalBlock.content\"],\"version\":\"published\"}":3},{"data":4,"headers":996},{"story":5,"cv":849,"rels":850,"links":990},{"name":6,"created_at":7,"published_at":8,"updated_at":9,"id":10,"uuid":11,"content":12,"slug":841,"full_slug":842,"sort_by_date":41,"position":843,"tag_list":844,"is_startpage":33,"parent_id":846,"meta_data":41,"group_id":847,"first_published_at":8,"release_id":41,"lang":562,"path":41,"alternates":848,"default_full_slug":41,"translated_slugs":41},"Vad kostar fakturaköp?","2026-10-27T08:05:43.258Z","2026-10-28T08:11:47.431Z","2026-10-28T08:11:47.454Z",235105252409509,"2b15dc9b-a0cb-44e5-b1e0-5d8e462a7790",{"seo":13,"_uid":34,"hero":35,"page":54,"text":58,"content":565,"component":840},[14,18,22],{"_uid":15,"title":16,"component":17},"9029fe9c-5903-49ee-a358-d9fe00d4c929","Vad kostar fakturaköp? Avgifter och vad som påverkar priset","seoTitle",{"_uid":19,"component":20,"description":21},"0aba2e8a-047d-4bc4-802b-47da29254ce4","seoDescription","Vad kostar det att sälja fakturor? Här ser du hur avgiften räknas ut, vad som påverkar priset och hur kostnaden står sig mot andra sätt att finansiera sig.",{"_uid":23,"component":24,"featuredImage":25},"bbb9dcad-4709-48f3-bfe3-69105c234c13","seoFeaturedImage",{"id":26,"alt":27,"name":28,"focus":28,"title":28,"source":28,"filename":29,"copyright":28,"fieldtype":30,"meta_data":31,"is_external_url":33},235121566701641,"Grupp människor i möte, en äldre man står och pratar medan de andra lyssnar vid ett konferensbord med en laptop och vattenflaskor.","","https:\u002F\u002Fa.storyblok.com\u002Ff\u002F291285290306808\u002F2121x1414\u002F02f7d4c521\u002Fgettyimages-2249524869.jpg","asset",{"alt":27,"size":32},"2121x1414",false,"c5556e6e-a7fe-40f1-9019-bd56a910465c",[36],{"_uid":37,"lead":38,"image":50,"component":52,"teaserLabel":53},"6b317fc1-87eb-4a80-ba81-cde653668a3e",{"type":39,"attrs":40,"content":42},"doc",{"backgroundColor":41},null,[43],{"type":44,"attrs":45,"content":46},"paragraph",{"textAlign":41},[47],{"text":48,"type":49},"Fakturaköp, eller factoring som det ofta kallas, kostar oftast en procentuell avgift på fakturabeloppet. Hur hög avgiften blir beror på risken, kredittiden och volymen. Här får du en överblick över hur priset räknas fram och hur du jämför totalkostnaden med andra sätt att finansiera dig.","text",{"id":26,"alt":27,"name":28,"focus":28,"title":28,"source":28,"filename":29,"copyright":28,"fieldtype":30,"meta_data":51,"is_external_url":33},{"alt":27},"ArticleHero","Läs mer",[55],{"_uid":56,"title":6,"component":57},"9fc28585-a97a-415a-92fc-320faaffdd98","StoryblokPageTitle",[59,517],{"_uid":60,"sections":61,"component":516},"98e23bc7-6b18-4bed-b0ff-353dfc071534",[62],{"_uid":63,"document":64,"component":515},"89297f4c-b6d6-4ffb-9a95-0f2d04746f68",{"type":39,"attrs":65,"content":66},{"backgroundColor":41},[67,90,95,102,107,112,120,125,130,260,265,270,275,366,371,376,381,386,391,396,401,434,439,444,449,454,459,464,469,474,500,505,510],{"type":44,"attrs":68,"content":69},{"textAlign":41},[70,72,88],{"text":71,"type":49},"När du ",{"text":73,"type":49,"marks":74},"säljer fakturor",[75],{"type":76,"attrs":77},"link",{"href":78,"uuid":79,"anchor":41,"target":80,"linktype":81,"story":82},"\u002Fsv\u002Fvara-tjanster\u002Ffakturakop","2de76a63-110d-4aaf-aa45-c98b7247bd08","_self","story",{"name":83,"id":84,"uuid":79,"slug":85,"url":86,"full_slug":86,"_stopResolving":87},"Fakturaköp",188051931903581,"fakturakop","sv\u002Fvara-tjanster\u002Ffakturakop",true,{"text":89,"type":49}," får du betalt direkt i stället för att vänta 30, 60 eller 90 dagar på kundens betalning. Det frigör kapital som annars ligger bundet i kundreskontran. Frågan är vad det kostar, och om det lönar sig jämfört med den finansiering du redan har.",{"type":44,"attrs":91,"content":92},{"textAlign":41},[93],{"text":94,"type":49},"Procentsatsen är det första du ser i en offert. Den säger sällan hela sanningen. Fasta avgifter, kredittid och vilken risk som ingår påverkar vad du faktiskt betalar. Därför börjar vi med hur kostnaden räknas ut.",{"type":96,"attrs":97,"content":99},"heading",{"level":98,"textAlign":41},2,[100],{"text":101,"type":49},"Hur räknas kostnaden för fakturaköp ut?",{"type":44,"attrs":103,"content":104},{"textAlign":41},[105],{"text":106,"type":49},"Den vanligaste modellen är en avgift i procent av fakturabeloppet. Hos många leverantörer räknas avgiften per 30 dagars kredittid. En faktura med 60 dagars betalningsvillkor kostar då ungefär dubbelt så mycket som en med 30 dagar.",{"type":44,"attrs":108,"content":109},{"textAlign":41},[110],{"text":111,"type":49},"Förenklat ser beräkningen ut så här:",{"type":44,"attrs":113,"content":114},{"textAlign":41},[115],{"text":116,"type":49,"marks":117},"Kostnad = fakturabelopp × avgift per 30 dagar × (betalningstid i dagar \u002F 30)",[118],{"type":119},"bold",{"type":96,"attrs":121,"content":122},{"level":98,"textAlign":41},[123],{"text":124,"type":49},"Räkneexempel",{"type":44,"attrs":126,"content":127},{"textAlign":41},[128],{"text":129,"type":49},"Procentsatsen är ett exempel och säger inget om vad det kostar i ditt fall.",{"type":131,"content":132},"table",[133,178,220],{"type":134,"content":135},"tableRow",[136,146,154,162,170],{"type":137,"attrs":138,"content":140},"tableCell",{"colspan":139,"rowspan":139,"colwidth":41,"backgroundColor":41},1,[141],{"type":44,"attrs":142,"content":143},{"textAlign":41},[144],{"text":145,"type":49},"Fakturabelopp",{"type":137,"attrs":147,"content":148},{"colspan":139,"rowspan":139,"colwidth":41,"backgroundColor":41},[149],{"type":44,"attrs":150,"content":151},{"textAlign":41},[152],{"text":153,"type":49},"Betalningstid",{"type":137,"attrs":155,"content":156},{"colspan":139,"rowspan":139,"colwidth":41,"backgroundColor":41},[157],{"type":44,"attrs":158,"content":159},{"textAlign":41},[160],{"text":161,"type":49},"Avgift (exempel)",{"type":137,"attrs":163,"content":164},{"colspan":139,"rowspan":139,"colwidth":41,"backgroundColor":41},[165],{"type":44,"attrs":166,"content":167},{"textAlign":41},[168],{"text":169,"type":49},"Kostnad (exkl. moms)",{"type":137,"attrs":171,"content":172},{"colspan":139,"rowspan":139,"colwidth":41,"backgroundColor":41},[173],{"type":44,"attrs":174,"content":175},{"textAlign":41},[176],{"text":177,"type":49},"Utbetalt före fasta avgifter",{"type":134,"content":179},[180,188,196,204,212],{"type":137,"attrs":181,"content":182},{"colspan":139,"rowspan":139,"colwidth":41,"backgroundColor":41},[183],{"type":44,"attrs":184,"content":185},{"textAlign":41},[186],{"text":187,"type":49},"1 000 000 kr",{"type":137,"attrs":189,"content":190},{"colspan":139,"rowspan":139,"colwidth":41,"backgroundColor":41},[191],{"type":44,"attrs":192,"content":193},{"textAlign":41},[194],{"text":195,"type":49},"30 dagar",{"type":137,"attrs":197,"content":198},{"colspan":139,"rowspan":139,"colwidth":41,"backgroundColor":41},[199],{"type":44,"attrs":200,"content":201},{"textAlign":41},[202],{"text":203,"type":49},"2% per 30 dagar",{"type":137,"attrs":205,"content":206},{"colspan":139,"rowspan":139,"colwidth":41,"backgroundColor":41},[207],{"type":44,"attrs":208,"content":209},{"textAlign":41},[210],{"text":211,"type":49},"20 000 kr",{"type":137,"attrs":213,"content":214},{"colspan":139,"rowspan":139,"colwidth":41,"backgroundColor":41},[215],{"type":44,"attrs":216,"content":217},{"textAlign":41},[218],{"text":219,"type":49},"980 000 kr",{"type":134,"content":221},[222,229,237,244,252],{"type":137,"attrs":223,"content":224},{"colspan":139,"rowspan":139,"colwidth":41,"backgroundColor":41},[225],{"type":44,"attrs":226,"content":227},{"textAlign":41},[228],{"text":187,"type":49},{"type":137,"attrs":230,"content":231},{"colspan":139,"rowspan":139,"colwidth":41,"backgroundColor":41},[232],{"type":44,"attrs":233,"content":234},{"textAlign":41},[235],{"text":236,"type":49},"60 dagar",{"type":137,"attrs":238,"content":239},{"colspan":139,"rowspan":139,"colwidth":41,"backgroundColor":41},[240],{"type":44,"attrs":241,"content":242},{"textAlign":41},[243],{"text":203,"type":49},{"type":137,"attrs":245,"content":246},{"colspan":139,"rowspan":139,"colwidth":41,"backgroundColor":41},[247],{"type":44,"attrs":248,"content":249},{"textAlign":41},[250],{"text":251,"type":49},"40 000 kr",{"type":137,"attrs":253,"content":254},{"colspan":139,"rowspan":139,"colwidth":41,"backgroundColor":41},[255],{"type":44,"attrs":256,"content":257},{"textAlign":41},[258],{"text":259,"type":49},"960 000 kr",{"type":44,"attrs":261,"content":262},{"textAlign":41},[263],{"text":264,"type":49},"Exemplet visar hur mycket kredittiden påverkar. Samma faktura kostar dubbelt så mycket när betalningstiden fördubblas.",{"type":96,"attrs":266,"content":267},{"level":98,"textAlign":41},[268],{"text":269,"type":49},"Fem saker som påverkar vad det kostar att sälja fakturor",{"type":44,"attrs":271,"content":272},{"textAlign":41},[273],{"text":274,"type":49},"Två företag med samma fakturabelopp kan få helt olika pris. Det beror på hur leverantören bedömer risken och fakturaflödet. Här är faktorerna som påverkar priset mest.",{"type":276,"attrs":277,"content":278},"ordered_list",{"order":139},[279,294,310,324,352],{"type":280,"content":281},"list_item",[282,289],{"type":44,"attrs":283,"content":284},{"textAlign":41},[285],{"text":286,"type":49,"marks":287},"Risken att du inte får betalt ",[288],{"type":119},{"type":44,"attrs":290,"content":291},{"textAlign":41},[292],{"text":293,"type":49},"Kunder med god kreditvärdighet och betalningshistorik ger oftast ett lägre pris. Ju säkrare det är att fakturan blir betald, desto mindre risk tar köparen. Har du många kreditstarka kunder kan det alltså löna sig att sälja just deras fakturor.",{"type":280,"content":295},[296,305],{"type":44,"attrs":297,"content":298},{"textAlign":41},[299,303],{"text":300,"type":49,"marks":301},"Kredittiden",[302],{"type":119},{"text":304,"type":49}," ",{"type":44,"attrs":306,"content":307},{"textAlign":41},[308],{"text":309,"type":49},"Längre betalningsvillkor ger oftast en högre kostnad, eftersom pengarna ligger ute längre. Det syns tydligt i räkneexemplet ovan. Ser du över dina betalningsvillkor kan du påverka priset direkt.",{"type":280,"content":311},[312,319],{"type":44,"attrs":313,"content":314},{"textAlign":41},[315],{"text":316,"type":49,"marks":317},"Volym och fakturastorlek ",[318],{"type":119},{"type":44,"attrs":320,"content":321},{"textAlign":41},[322],{"text":323,"type":49},"Ett stort och regelbundet fakturaflöde ger ofta bättre villkor. Fasta avgifter märks mest på små fakturor, där de kan äta upp en stor del av beloppet. Med större fakturor väger de lättare.",{"type":280,"content":325},[326,333],{"type":44,"attrs":327,"content":328},{"textAlign":41},[329],{"text":330,"type":49,"marks":331},"Med eller utan regress ",[332],{"type":119},{"type":44,"attrs":334,"content":335},{"textAlign":41},[336,338,350],{"text":337,"type":49},"Med regress ligger risken kvar hos dig om kunden inte betalar. Därför är priset oftast lägre. Utan regress tar köparen över risken, vilket kostar något mer men skyddar dig mot kundförluster. Läs mer om ",{"text":339,"type":49,"marks":340},"fakturaköp med eller utan regress",[341],{"type":76,"attrs":342},{"href":343,"uuid":344,"anchor":41,"target":80,"linktype":81,"story":345},"\u002Fsv\u002Fartiklar\u002Ffakturakoep-med-eller-utan-regress","675ac853-fd35-4372-80dd-c8213d04355d",{"name":346,"id":347,"uuid":344,"slug":348,"url":349,"full_slug":349,"_stopResolving":87},"Fakturaköp med eller utan regress",235113098809660,"fakturakoep-med-eller-utan-regress","sv\u002Fartiklar\u002Ffakturakoep-med-eller-utan-regress",{"text":351,"type":49},".",{"type":280,"content":353},[354,361],{"type":44,"attrs":355,"content":356},{"textAlign":41},[357],{"text":358,"type":49,"marks":359},"Bransch och tvister ",[360],{"type":119},{"type":44,"attrs":362,"content":363},{"textAlign":41},[364],{"text":365,"type":49},"I branscher där fakturor ofta bestrids eller är svåra att driva in kan priset bli högre. Tydliga avtal och få reklamationer gör dina fakturor lättare att bedöma.",{"type":96,"attrs":367,"content":368},{"level":98,"textAlign":41},[369],{"text":370,"type":49},"Vilka avgifter kan tillkomma vid fakturaköp?",{"type":44,"attrs":372,"content":373},{"textAlign":41},[374],{"text":375,"type":49},"Utöver procentsatsen kan det finnas fasta avgifter. Det kan till exempel vara en avgift per faktura, en månadsavgift, en startavgift eller en årsavgift.",{"type":44,"attrs":377,"content":378},{"textAlign":41},[379],{"text":380,"type":49},"Därför ska du jämföra totalkostnaden, inte bara procentsatsen. Ett lågt procentpris kan bli dyrt om flera fasta avgifter läggs ovanpå. Räkna på vad det kostar för just dina fakturor, kunder och betalningsvillkor.",{"type":96,"attrs":382,"content":383},{"level":98,"textAlign":41},[384],{"text":385,"type":49},"Vad kostar det att inte sälja dina fakturor?",{"type":44,"attrs":387,"content":388},{"textAlign":41},[389],{"text":390,"type":49},"Procentsatsen är bara halva kalkylen. Den andra halvan är vad det kostar att låta fakturorna ligga kvar tills kunden betalar. För ett större bolag kan den kostnaden vara betydande, även om den inte syns på en egen rad.",{"type":44,"attrs":392,"content":393},{"textAlign":41},[394],{"text":395,"type":49},"Den första kostnaden är kapitalet som ligger bundet i kundfordringar. Det hade kunnat användas i verksamheten, till investeringar eller som buffert. Den andra är räntan på den checkkredit eller det banklån som annars behövs för att täcka glappet mellan leverans och betalning.",{"type":44,"attrs":397,"content":398},{"textAlign":41},[399],{"text":400,"type":49},"Till det kommer kundförluster. Vid fakturaköp utan regress tar köparen över risken, så den kostnaden försvinner. Du sparar också tid på betalningsbevakning och påminnelser.",{"type":44,"attrs":402,"content":403},{"textAlign":41},[404,406,418,420,432],{"text":405,"type":49},"Slutligen påverkas dina nyckeltal. ",{"text":407,"type":49,"marks":408},"DSO",[409],{"type":76,"attrs":410},{"href":411,"uuid":412,"anchor":41,"target":80,"linktype":81,"story":413},"\u002Fsv\u002Fartiklar\u002Ffactoring-nyckeltal-bokslut","ac20b347-9e60-47ef-a910-281c31a94383",{"name":414,"id":415,"uuid":412,"slug":416,"url":417,"full_slug":417,"_stopResolving":87},"Hur påverkar factoring och fakturaköp nyckeltalen i bokslutet?",180693794098182,"factoring-nyckeltal-bokslut","sv\u002Fartiklar\u002Ffactoring-nyckeltal-bokslut",{"text":419,"type":49}," sjunker när fakturorna betalas ut direkt. Vid fakturaköp utan regress kan fordringarna dessutom normalt lyftas ur balansräkningen. Jämför gärna också med ",{"text":421,"type":49,"marks":422},"fakturabelåning",[423],{"type":76,"attrs":424},{"href":425,"uuid":426,"anchor":41,"target":80,"linktype":81,"story":427},"\u002Fsv\u002Fvara-tjanster\u002Ffakturabelaning","d86e2e8f-4b26-4486-89c8-a2efe158f8aa",{"name":428,"id":429,"uuid":426,"slug":430,"url":431,"full_slug":431,"_stopResolving":87},"Fakturabelåning",221343153936980,"fakturabelaning","sv\u002Fvara-tjanster\u002Ffakturabelaning",{"text":433,"type":49},", där fakturorna i stället används som säkerhet för en kredit.",{"type":96,"attrs":435,"content":436},{"level":98,"textAlign":41},[437],{"text":438,"type":49},"Vad kostar fakturaköp hos PayEx?",{"type":44,"attrs":440,"content":441},{"textAlign":41},[442],{"text":443,"type":49},"Hos PayEx består priset normalt av två delar: en procentuell avgift på fakturabeloppet och en årlig limitavgift. Limitavgiften beror på hur stor kreditlimit du har och betalas en gång om året. Kreditlimiten sätts för varje kund. Det finns ingen gräns per faktura. I vissa fall kan även en avgift per faktura tillkomma.",{"type":44,"attrs":445,"content":446},{"textAlign":41},[447],{"text":448,"type":49},"Det som påverkar priset mest är risken att fakturorna inte blir betalda. Valet mellan med eller utan regress spelar också in. Med regress blir priset oftast något lägre. De flesta väljer ändå utan regress, eftersom risken då flyttas till PayEx och fordringarna normalt kan lyftas ur balansräkningen.",{"type":96,"attrs":450,"content":451},{"level":98,"textAlign":41},[452],{"text":453,"type":49},"Därför passar modellen större bolag",{"type":44,"attrs":455,"content":456},{"textAlign":41},[457],{"text":458,"type":49},"Den fasta delen är främst en årlig limitavgift, inte avgifter per faktura. Det blir oftast fördelaktigt när fakturaflödet är stort och regelbundet. Ju fler fakturor du säljer, desto mindre väger den fasta delen. Därför passar tjänsten bolag med en omsättning från 80 MSEK.",{"type":44,"attrs":460,"content":461},{"textAlign":41},[462],{"text":463,"type":49},"Hos PayEx ligger den procentuella avgiften normalt mellan 1 och 4 procent av fakturabeloppet. Det är ett baspris som utgår från 30 dagars kredittid. Har dina kunder 60 eller 90 dagars betalningsvillkor räknas priset om utifrån det. Var i spannet du hamnar beror på dina kunders kreditvärdighet, kredittiden och hur stort ditt fakturaflöde är. Till det kommer den årliga limitavgiften.",{"type":96,"attrs":465,"content":466},{"level":98,"textAlign":41},[467],{"text":468,"type":49},"Det här ingår",{"type":44,"attrs":470,"content":471},{"textAlign":41},[472],{"text":473,"type":49},"Påminnelser och uppföljning mot dina kunder sköter PayEx. Det är sådant som annars kan kosta extra. Pengarna för dina fakturor betalas normalt ut inom 24 timmar, eller senast nästa bankdag.",{"type":44,"attrs":475,"content":476},{"textAlign":41},[477,479,485,487,498],{"text":478,"type":49},"Priset sätts alltid efter en individuell bedömning av dina kunder och ditt fakturaflöde. Läs mer om ",{"text":480,"type":49,"marks":481},"fakturaköp",[482],{"type":76,"attrs":483},{"href":78,"uuid":79,"anchor":41,"target":80,"linktype":81,"story":484},{"name":83,"id":84,"uuid":79,"slug":85,"url":86,"full_slug":86,"_stopResolving":87},{"text":486,"type":49}," och ",{"text":488,"type":49,"marks":489},"factoring",[490],{"type":76,"attrs":491},{"href":492,"uuid":493,"anchor":41,"target":80,"linktype":81,"story":494},"\u002Fsv\u002Fvara-tjanster\u002Ffactoring","7861e576-cc36-4fe7-8669-9b5eb97a9b0d",{"name":495,"id":496,"uuid":493,"slug":488,"url":497,"full_slug":497,"_stopResolving":87},"Factoring",175693190091023,"sv\u002Fvara-tjanster\u002Ffactoring",{"text":499,"type":49}," hos PayEx.",{"type":96,"attrs":501,"content":502},{"level":98,"textAlign":41},[503],{"text":504,"type":49},"Räkna på hela bilden",{"type":44,"attrs":506,"content":507},{"textAlign":41},[508],{"text":509,"type":49},"Fakturaköp handlar om mer än en procentsats. Rätt upplägg ger dig ett jämnare kassaflöde, mindre kapital bundet i kundfordringar och färre fakturor att jaga. När du räknar på totalkostnaden blir det tydligt vad du faktiskt vinner.",{"type":44,"attrs":511,"content":512},{"textAlign":41},[513],{"text":514,"type":49},"Vill du veta vad fakturaköp skulle kosta för ditt företag? Då berättar vi på PayEx gärna om hur vi kan stötta dig vidare. Beskriv ditt fakturaflöde, så tar vi fram ett prisförslag.","StoryblokArticleText","StoryblokArticleDocument",{"_uid":518,"author":519,"component":564},"2b8ebe7c-159e-4d98-84be-a4c1aaec2b6a",{"name":520,"created_at":521,"published_at":522,"updated_at":523,"id":524,"uuid":525,"content":526,"slug":555,"full_slug":556,"sort_by_date":41,"position":557,"tag_list":558,"is_startpage":33,"parent_id":559,"meta_data":41,"group_id":560,"first_published_at":561,"release_id":41,"lang":562,"path":41,"alternates":563,"default_full_slug":41,"translated_slugs":41,"_stopResolving":87},"Niklas Levin","2026-05-22T13:10:24.453Z","2026-10-27T09:10:21.144Z","2026-10-27T09:10:21.157Z",179264816991360,"b236454c-8087-4f5a-ab93-7d14ccb32a72",{"_uid":527,"image":528,"document":533,"component":554},"75f6718c-d1e4-45ec-8076-42f6801b6d32",{"id":529,"alt":530,"name":28,"focus":28,"title":28,"source":28,"filename":531,"copyright":28,"fieldtype":30,"meta_data":532,"is_external_url":33},235109860357310,"Man i vit skjorta står framför en bakgrund av gröna blad.","https:\u002F\u002Fa.storyblok.com\u002Ff\u002F291285290306808\u002F556x556\u002F6ff7e0d66b\u002Fniklas-levin-square-profile.jpg",{"alt":530},{"type":39,"attrs":534,"content":535},{"backgroundColor":41},[536,540],{"type":96,"attrs":537,"content":538},{"level":98,"textAlign":41},[539],{"text":520,"type":49},{"type":44,"attrs":541,"content":542},{"textAlign":41},[543,545,547],{"text":544,"type":49},"Head of Sales & Marketing",{"type":546},"hard_break",{"text":548,"type":49,"marks":549},"Kontakta mig",[550],{"type":76,"attrs":551},{"href":552,"uuid":41,"anchor":41,"target":80,"linktype":553},"https:\u002F\u002Fwww.linkedin.com\u002Fin\u002Fniklas-levin-5969a86a\u002F","url","Author","niklas-levin","sv\u002Fauthors\u002Fniklas-levin",-50,[],170406300019809,"63d9db2d-3728-41e2-9c11-ca7b731e6ffa","2026-06-01T10:56:12.061Z","default",[],"StoryblokArticleAuthor",[566],{"_uid":567,"anchor":28,"content":568,"component":839},"1ef3a956-7613-4a7e-9b22-098b02f52466",[569,646,716],{"_uid":570,"content":571,"component":645},"89f701f9-a682-4d7d-9e42-ea624ac0e293",[572],{"name":573,"created_at":574,"published_at":575,"updated_at":576,"id":577,"uuid":578,"content":579,"slug":637,"full_slug":638,"sort_by_date":41,"position":639,"tag_list":640,"is_startpage":33,"parent_id":641,"meta_data":41,"group_id":642,"first_published_at":643,"release_id":41,"lang":562,"path":41,"alternates":644,"default_full_slug":41,"translated_slugs":41,"_stopResolving":87},"Fakturaköp + Kontakt","2026-09-04T13:30:25.609Z","2026-10-06T08:50:52.192Z","2026-10-06T08:50:52.205Z",216428648917947,"b152248a-8774-4a5c-a4bf-2ef571f69e62",{"_uid":580,"teasers":581,"headline":28,"component":636},"c541f5ba-73d0-4583-a8c3-3a2e9ea64d53",[582,616],{"_uid":583,"link":584,"document":592,"component":615,"additionalText":28},"719d2ec8-ef88-4388-86e2-2cb3264c6cb5",[585],{"_uid":586,"link":587,"label":590,"component":591},"b7e784b3-dafd-4a69-a663-099bc34eacd1",{"id":493,"url":28,"linktype":81,"fieldtype":588,"cached_url":497,"story":589},"multilink",{"name":495,"id":496,"uuid":493,"slug":488,"url":497,"full_slug":497,"_stopResolving":87},"Läs mer om fakturaköp","BasicLink",{"type":39,"attrs":593,"content":594},{"backgroundColor":41},[595,599],{"type":96,"attrs":596,"content":597},{"level":98,"textAlign":41},[598],{"text":83,"type":49},{"type":44,"attrs":600,"content":601},{"textAlign":41},[602,609],{"text":603,"type":49,"marks":604},"Sälj faktureringen till oss och få ",[605],{"type":606,"attrs":607},"textStyle",{"color":608},"#121212",{"text":610,"type":49,"marks":611},"tillgång till kapital direkt.",[612],{"type":606,"attrs":613},{"color":614},"#404040","TextTeaserCard",{"_uid":617,"link":618,"document":625,"component":615,"additionalText":28},"fbc100b1-d0dc-4e62-bde7-9fead46e2389",[619],{"_uid":620,"link":621,"label":624,"component":591},"faa0c240-f33a-415d-8472-9db690a94d6a",{"id":622,"url":28,"linktype":81,"fieldtype":588,"cached_url":623},"fd45b62b-e2f1-42eb-8f19-fb350befe548","sv\u002Fkontakt","Kontakta oss",{"type":39,"content":626},[627,631],{"type":96,"attrs":628,"content":629},{"level":98,"textAlign":41},[630],{"text":624,"type":49},{"type":44,"attrs":632,"content":633},{"textAlign":41},[634],{"text":635,"type":49},"Har du frågor? Vi hjälper dig gärna.","StoryblokTextTeasers","fakturakoep-kontakt","sv\u002Fglobal\u002Ffakturakoep-kontakt",-10,[],214901819384852,"d836ecde-5549-476f-9ce4-b53d463eb13e","2026-09-04T13:31:21.707Z",[],"StoryblokGlobalBlock",{"_uid":647,"isFaq":87,"document":648,"component":656,"accordions":657},"7d9aedc3-e081-4026-8299-0c3434d1a748",{"type":39,"attrs":649,"content":650},{"backgroundColor":41},[651],{"type":96,"attrs":652,"content":653},{"level":98,"textAlign":41},[654],{"text":655,"type":49},"Vanliga frågor om vad fakturaköp kostar","StoryblokExpandableContent",[658,672,683,694,705],{"_uid":659,"label":660,"document":661,"component":671},"4029d7e3-c62b-4f75-86f0-3c117f03f87b","Vad kostar det att sälja fakturor?",{"type":39,"attrs":662,"content":663},{"backgroundColor":41},[664,669],{"type":44,"attrs":665,"content":666},{"textAlign":41},[667],{"text":668,"type":49},"Fakturaköp kostar oftast en procentuell avgift på fakturabeloppet. Hur hög avgiften blir beror på risken, kredittiden och volymen. Fasta avgifter kan tillkomma.",{"type":44,"attrs":670},{"textAlign":41},"Accordion",{"_uid":673,"label":674,"document":675,"component":671},"46265fee-0148-44b2-885d-d02fc4af2aec","Hur räknas avgiften för fakturaköp ut?",{"type":39,"attrs":676,"content":677},{"backgroundColor":41},[678],{"type":44,"attrs":679,"content":680},{"textAlign":41},[681],{"text":682,"type":49},"Avgiften räknas oftast som en procentsats av fakturabeloppet, ofta per 30 dagars kredittid. En faktura med 60 dagars betalningstid kostar då ungefär dubbelt så mycket som en med 30 dagar.",{"_uid":684,"label":685,"document":686,"component":671},"ba088786-e3b8-4606-b0f4-91bd1bc0d69a","Är fakturaköp med regress billigare? ",{"type":39,"attrs":687,"content":688},{"backgroundColor":41},[689],{"type":44,"attrs":690,"content":691},{"textAlign":41},[692],{"text":693,"type":49},"Ja, oftast. Med regress ligger risken kvar hos dig om kunden inte betalar, och därför blir priset lägre. Utan regress kostar det något mer, men du skyddas mot kundförluster.",{"_uid":695,"label":696,"document":697,"component":671},"22026131-1c3b-4675-99a5-a38b7f5527a2","Vad kostar factoring jämfört med en checkkredit?",{"type":39,"attrs":698,"content":699},{"backgroundColor":41},[700],{"type":44,"attrs":701,"content":702},{"textAlign":41},[703],{"text":704,"type":49},"Det räcker inte att jämföra räntan med avgiften. En checkkredit skyddar inte mot kundförluster och du sköter bevakningen själv. Factoring utan regress tar bort den risken och kan minska kundfordringarna i balansräkningen.",{"_uid":706,"label":707,"document":708,"component":671},"09396f49-3a87-4719-8ca5-15e411cccb35","Varför skiljer sig priserna så mycket mellan olika leverantörer?",{"type":39,"attrs":709,"content":710},{"backgroundColor":41},[711],{"type":44,"attrs":712,"content":713},{"textAlign":41},[714],{"text":715,"type":49},"Leverantörer bedömer risk olika och använder olika prismodeller. Vissa har låg procentsats men flera fasta avgifter, andra tvärtom. Jämför därför totalkostnaden för just dina fakturor.",{"_uid":717,"content":718,"component":645},"835ca495-e639-4690-bc35-c2733cddd346",[719],{"name":720,"created_at":721,"published_at":722,"updated_at":723,"id":724,"uuid":725,"content":726,"slug":832,"full_slug":833,"sort_by_date":41,"position":834,"tag_list":835,"is_startpage":33,"parent_id":641,"meta_data":41,"group_id":836,"first_published_at":837,"release_id":41,"lang":562,"path":41,"alternates":838,"default_full_slug":41,"translated_slugs":41,"_stopResolving":87},"Fakturabelåning + Fakturaservice + Säljfinansiering","2026-09-25T08:43:00.844Z","2026-10-27T07:27:33.211Z","2026-10-27T07:27:33.232Z",223789796760531,"039138a8-4d28-490a-a11d-50e8489f81fc",{"_uid":727,"heading":728,"teasers":729,"component":830,"backgroundColor":831},"89270bf0-a98a-4d2e-b777-4eb30e1e695b","Du kanske också är intresserad av",[730,763,797],{"_uid":731,"link":732,"image":738,"category":28,"document":743,"component":762},"e81f6a98-c82d-4d76-beb6-ab22345587d5",[733],{"_uid":734,"link":735,"label":737,"component":591},"fc687ea2-f44f-462e-87ca-d0d81b7d6119",{"id":426,"url":28,"linktype":81,"fieldtype":588,"cached_url":431,"story":736},{"name":428,"id":429,"uuid":426,"slug":430,"url":431,"full_slug":431,"_stopResolving":87},"Få betalt snabbare",{"id":739,"alt":740,"name":28,"focus":28,"title":28,"source":28,"filename":741,"copyright":28,"fieldtype":30,"meta_data":742,"is_external_url":33},215302154728186,"Kvinna i kostym står leende vid fönster, håller en bärbar dator i höger hand, ljus filtrerar genom gardinerna.","https:\u002F\u002Fa.storyblok.com\u002Ff\u002F291285290306808\u002F2121x1414\u002F32773d4787\u002Fgettyimages-2249523047.jpg",{"alt":740,"size":32,"title":28,"source":28,"copyright":28},{"type":39,"attrs":744,"content":745},{"backgroundColor":41},[746,754],{"type":96,"attrs":747,"content":749},{"level":748,"textAlign":41},3,[750],{"text":428,"type":49,"marks":751},[752],{"type":606,"attrs":753},{"color":28},{"type":44,"attrs":755,"content":756},{"textAlign":41},[757],{"text":758,"type":49,"marks":759},"Förbättra din likviditet och investeringsförmåga.",[760],{"type":606,"attrs":761},{"color":28},"ImageTeaserCard",{"_uid":764,"link":765,"image":772,"category":28,"document":777,"component":762},"0857c200-b4e0-4244-925f-e47d83caff13",[766],{"_uid":767,"link":768,"label":771,"component":591},"79f49dca-903a-4898-9808-93ba1086352f",{"id":769,"url":28,"linktype":81,"fieldtype":588,"cached_url":770},"8c36f44b-b2d9-4a0b-86f7-b610917d0548","sv\u002Fvara-tjanster\u002Ffakturering","Låt oss sköta fakturorna",{"id":773,"alt":774,"name":28,"focus":28,"title":28,"source":28,"filename":775,"copyright":28,"fieldtype":30,"meta_data":776,"is_external_url":33},180246865574078,"Leende kvinna med glasögon sitter vid ett skrivbord och håller en smartphone samt en bärbar dator, i samtal med en suddig person i förgrunden.","https:\u002F\u002Fa.storyblok.com\u002Ff\u002F291285290306808\u002F5700x3800\u002Feb0aba3397\u002Fgettyimages-626533851.jpg",{"alt":774,"title":28,"source":28,"copyright":28},{"type":39,"attrs":778,"content":779},{"backgroundColor":41},[780,788],{"type":96,"attrs":781,"content":782},{"level":748,"textAlign":41},[783],{"text":784,"type":49,"marks":785},"Fakturaservice",[786],{"type":606,"attrs":787},{"color":28},{"type":44,"attrs":789,"content":790},{"textAlign":41},[791],{"text":792,"type":49,"marks":793},"Överlåt hela eller delar av faktureringen till oss och få mer tid över.",[794],{"type":606,"attrs":795},{"color":796},"#231F20",{"_uid":798,"link":799,"image":806,"category":28,"document":811,"component":762},"f2b9c141-575f-48cf-be6f-01ef211d5d98",[800],{"_uid":801,"link":802,"label":805,"component":591},"e4a43a7f-a249-4022-b369-0b61de90d2e9",{"id":803,"url":28,"linktype":81,"fieldtype":588,"cached_url":804},"49573a6d-55f4-499d-8d3e-14927b7f9b7b","sv\u002Fvara-tjanster\u002Fsaljfinansiering","Gör köpet tillgängligt",{"id":807,"alt":808,"name":28,"focus":28,"title":28,"source":28,"filename":809,"copyright":28,"fieldtype":30,"meta_data":810,"is_external_url":33},183834687329940,"Man plockar frukt i butik, håller en grön korg. Fruktavdelning med apelsiner och tomater i förgrunden.","https:\u002F\u002Fa.storyblok.com\u002Ff\u002F291285290306808\u002F2120x1414\u002F827aa9fe34\u002Fgettyimages-2249521106.jpg",{"alt":808,"title":28,"source":28,"copyright":28},{"type":39,"attrs":812,"content":813},{"backgroundColor":41},[814,822],{"type":96,"attrs":815,"content":816},{"level":748,"textAlign":41},[817],{"text":818,"type":49,"marks":819},"Säljfinansiering",[820],{"type":606,"attrs":821},{"color":28},{"type":44,"attrs":823,"content":824},{"textAlign":41},[825],{"text":826,"type":49,"marks":827},"Låt fler kunder ta del av dina produkter med kontolösningar och abonnemang.",[828],{"type":606,"attrs":829},{"color":796},"StoryblokFeaturedContent","freshwater","fakturabelaning-fakturaservice-saeljfinansiering","sv\u002Fglobal\u002Ffakturabelaning-fakturaservice-saeljfinansiering",-90,[],"17b19b61-7874-49ea-bbeb-e50c9a0adc68","2026-09-25T08:43:37.819Z",[],"StoryblokSection","StoryblokArticlePage","vad-kostar-fakturakoep-","sv\u002Fartiklar\u002Fvad-kostar-fakturakoep-",-490,[845],"Tips",170362709551085,"458b5d40-f2fa-440d-9636-34a287ea85e8",[],1793180974,[851,926,968],{"name":720,"created_at":721,"published_at":722,"updated_at":723,"id":724,"uuid":725,"content":852,"slug":832,"full_slug":833,"sort_by_date":41,"position":834,"tag_list":924,"is_startpage":33,"parent_id":641,"meta_data":41,"group_id":836,"first_published_at":837,"release_id":41,"lang":562,"path":41,"alternates":925,"default_full_slug":41,"translated_slugs":41},{"_uid":727,"heading":728,"teasers":853,"component":830,"backgroundColor":831},[854,878,901],{"_uid":731,"link":855,"image":859,"category":28,"document":861,"component":762},[856],{"_uid":734,"link":857,"label":737,"component":591},{"id":426,"url":28,"linktype":81,"fieldtype":588,"cached_url":431,"story":858},{"name":428,"id":429,"uuid":426,"slug":430,"url":431,"full_slug":431,"_stopResolving":87},{"id":739,"alt":740,"name":28,"focus":28,"title":28,"source":28,"filename":741,"copyright":28,"fieldtype":30,"meta_data":860,"is_external_url":33},{"alt":740,"size":32,"title":28,"source":28,"copyright":28},{"type":39,"attrs":862,"content":863},{"backgroundColor":41},[864,871],{"type":96,"attrs":865,"content":866},{"level":748,"textAlign":41},[867],{"text":428,"type":49,"marks":868},[869],{"type":606,"attrs":870},{"color":28},{"type":44,"attrs":872,"content":873},{"textAlign":41},[874],{"text":758,"type":49,"marks":875},[876],{"type":606,"attrs":877},{"color":28},{"_uid":764,"link":879,"image":882,"category":28,"document":884,"component":762},[880],{"_uid":767,"link":881,"label":771,"component":591},{"id":769,"url":28,"linktype":81,"fieldtype":588,"cached_url":770},{"id":773,"alt":774,"name":28,"focus":28,"title":28,"source":28,"filename":775,"copyright":28,"fieldtype":30,"meta_data":883,"is_external_url":33},{"alt":774,"title":28,"source":28,"copyright":28},{"type":39,"attrs":885,"content":886},{"backgroundColor":41},[887,894],{"type":96,"attrs":888,"content":889},{"level":748,"textAlign":41},[890],{"text":784,"type":49,"marks":891},[892],{"type":606,"attrs":893},{"color":28},{"type":44,"attrs":895,"content":896},{"textAlign":41},[897],{"text":792,"type":49,"marks":898},[899],{"type":606,"attrs":900},{"color":796},{"_uid":798,"link":902,"image":905,"category":28,"document":907,"component":762},[903],{"_uid":801,"link":904,"label":805,"component":591},{"id":803,"url":28,"linktype":81,"fieldtype":588,"cached_url":804},{"id":807,"alt":808,"name":28,"focus":28,"title":28,"source":28,"filename":809,"copyright":28,"fieldtype":30,"meta_data":906,"is_external_url":33},{"alt":808,"title":28,"source":28,"copyright":28},{"type":39,"attrs":908,"content":909},{"backgroundColor":41},[910,917],{"type":96,"attrs":911,"content":912},{"level":748,"textAlign":41},[913],{"text":818,"type":49,"marks":914},[915],{"type":606,"attrs":916},{"color":28},{"type":44,"attrs":918,"content":919},{"textAlign":41},[920],{"text":826,"type":49,"marks":921},[922],{"type":606,"attrs":923},{"color":796},[],[],{"name":573,"created_at":574,"published_at":575,"updated_at":576,"id":577,"uuid":578,"content":927,"slug":637,"full_slug":638,"sort_by_date":41,"position":639,"tag_list":966,"is_startpage":33,"parent_id":641,"meta_data":41,"group_id":642,"first_published_at":643,"release_id":41,"lang":562,"path":41,"alternates":967,"default_full_slug":41,"translated_slugs":41},{"_uid":580,"teasers":928,"headline":28,"component":636},[929,952],{"_uid":583,"link":930,"document":934,"component":615,"additionalText":28},[931],{"_uid":586,"link":932,"label":590,"component":591},{"id":493,"url":28,"linktype":81,"fieldtype":588,"cached_url":497,"story":933},{"name":495,"id":496,"uuid":493,"slug":488,"url":497,"full_slug":497,"_stopResolving":87},{"type":39,"attrs":935,"content":936},{"backgroundColor":41},[937,941],{"type":96,"attrs":938,"content":939},{"level":98,"textAlign":41},[940],{"text":83,"type":49},{"type":44,"attrs":942,"content":943},{"textAlign":41},[944,948],{"text":603,"type":49,"marks":945},[946],{"type":606,"attrs":947},{"color":608},{"text":610,"type":49,"marks":949},[950],{"type":606,"attrs":951},{"color":614},{"_uid":617,"link":953,"document":956,"component":615,"additionalText":28},[954],{"_uid":620,"link":955,"label":624,"component":591},{"id":622,"url":28,"linktype":81,"fieldtype":588,"cached_url":623},{"type":39,"content":957},[958,962],{"type":96,"attrs":959,"content":960},{"level":98,"textAlign":41},[961],{"text":624,"type":49},{"type":44,"attrs":963,"content":964},{"textAlign":41},[965],{"text":635,"type":49},[],[],{"name":520,"created_at":521,"published_at":522,"updated_at":523,"id":524,"uuid":525,"content":969,"slug":555,"full_slug":556,"sort_by_date":41,"position":557,"tag_list":988,"is_startpage":33,"parent_id":559,"meta_data":41,"group_id":560,"first_published_at":561,"release_id":41,"lang":562,"path":41,"alternates":989,"default_full_slug":41,"translated_slugs":41},{"_uid":527,"image":970,"document":972,"component":554},{"id":529,"alt":530,"name":28,"focus":28,"title":28,"source":28,"filename":531,"copyright":28,"fieldtype":30,"meta_data":971,"is_external_url":33},{"alt":530},{"type":39,"attrs":973,"content":974},{"backgroundColor":41},[975,979],{"type":96,"attrs":976,"content":977},{"level":98,"textAlign":41},[978],{"text":520,"type":49},{"type":44,"attrs":980,"content":981},{"textAlign":41},[982,983,984],{"text":544,"type":49},{"type":546},{"text":548,"type":49,"marks":985},[986],{"type":76,"attrs":987},{"href":552,"uuid":41,"anchor":41,"target":80,"linktype":553},[],[],[991,992,993,994,995],{"name":83,"id":84,"uuid":79,"slug":85,"url":86,"full_slug":86},{"name":346,"id":347,"uuid":344,"slug":348,"url":349,"full_slug":349},{"name":495,"id":496,"uuid":493,"slug":488,"url":497,"full_slug":497},{"name":414,"id":415,"uuid":412,"slug":416,"url":417,"full_slug":417},{"name":428,"id":429,"uuid":426,"slug":430,"url":431,"full_slug":431},{"cache-control":997,"connection":998,"content-encoding":999,"content-type":1000,"date":1001,"etag":1002,"referrer-policy":1003,"sb-be-version":1004,"server":1005,"strict-transport-security":1006,"transfer-encoding":1007,"vary":1008,"via":1009,"x-amz-cf-id":1010,"x-amz-cf-pop":1011,"x-cache":1012,"x-content-type-options":1013,"x-frame-options":1014,"x-permitted-cross-domain-policies":1015,"x-request-id":1016,"x-runtime":1017,"x-xss-protection":1018},"max-age=0, public, s-maxage=604800, stale-if-error=3600","keep-alive","gzip","application\u002Fjson; charset=utf-8","Wed, 28 Oct 2026 09:50:05 GMT","W\u002F\"24f52d3453eb27d220ec89c0c164f7f4\"","strict-origin-when-cross-origin","5.996.4","nginx","max-age=31536000","chunked","Origin,Accept-Encoding","1.1 487ba6b05e2aadd48605a5135a3ee94a.cloudfront.net (CloudFront)","IM3FW0KsqzPlskLVVemyzOmZPvRp-CpAa5kkpIPVsM04rm8k60Q7jw==","CMH68-P4","Miss from cloudfront","nosniff","SAMEORIGIN","none","a243dd74-66cc-4616-9e5e-572d28b28f1a","0.039467","0",1793181005201]